Tao Xiang International Finance Lectures (No. 6): Controlling Credit Granting Risk of Commercial Bank

On October 15, Tao Xiang International Finance Lectures (No.6), co-organized by IMI and School of Finance of Renmin University, was held at RUC. Sun Jianlin, senior researcher in risk management department of CITIC Bank head office, made a keynote speech on “controlling credit granting risk of commercial bank”. The meeting was chaired by Prof. Tu Yonghong, deputy director of IMI. To begin with, Sun Jianlin introduced the concept and classification of credit granting, the differences and correlation between credit granting and credit, and said that the categories of bank credit granting business as well as the critical points should be grasped by the bank workers. In addition, started from the management of credit granting, he compared bank’s loan business to a sea which has subterranean current running beneath its seemingly placid surface and guide us to analyze the bank’s risk in the macro, medium and micro levels. Finally, Sun Jianlin put emphasis on the ideas and measures of bank’s risk management, explained the methods of bank’s risk managementin the macro, medium and micro levels and gave lots of advice to the audiences, encouraging them to become brilliant employees in the future.

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